put that on your resume

 After all this fun and excitement you're going to die. Before that happens there's a good chance that people will try to take your house away from you they'll try to convince you that you're too old to live there and you should move into a rest home where you live with people that largely don't know who they are. They won't know why they can't get out or how they got there and there's a good chance you'll be one of them. It's just way more fun than you ever bet on. No matter where you live let me ask you a question. How many 80 year old people live nearby you? I know I know that's never going to happen to you. I've seen some of these places where old folks go and you know what? They're full of people. You know who these people look like? You and me.

 So here's the next problem. You get the house paid off. The mortgage is gone. The title is free and clear. Well guess what that doesn't mean you're living there for free. Now you're paying the house insurance yourself every year which has been part of the mortgage. And you're paying the taxes which were rolled into the mortgage payment. And you still pay for the sewage the water the gas the electric and the trash pickup. In Denver these things come to around $600 a month at the very least. Realistically it's more but let's just call it 600. You still have all that maintenance stuff we talked about before. And then there's the roof. I mean after all we all want a roof over our head right?

Home ownership has been somewhat the Holy Grail of the American dream. Having your own place the king and his castle and that whole thing. And there's some truth to it. If you plan it carefully it can be a blessing. But the average path that we go down is not carefully planned ends up being fairly expensive is a huge maintenance nightmare. A list of stuff involved with home ownership is massive there are hundreds if not thousands of things on the list. The list just outside the house in the yard alone is huge. Most houses where we live have sprinkler systems sprinkler systems have a large number of pieces that break periodically pieces that can be damaged by bicycles cars animals kids these Pieces cost money then if you're not careful with the sprinkler system they can freeze in the fall which damages more parts. we haven't actually talked about any of these parts and this is just one tiny piece of a house which is actually on the outside and you don't even need. If you...